How to Bank Online Safely

Online banking has become increasingly popular over the years, but it's important to be aware of ways to protect your information. Here are some tips on how to bank online safely:

Don't access your bank accounts on an unsecure public Wi-Fi network as the traffic could be intercepted.
If you're saving your login information on your computer or mobile device, use a secure password manager. If your banking app offers fingerprint or facial recognition to automate the login process, consider enabling it as you they don't need to type your password in public. This helps prevent "shoulder surfers" from watching you type your password.
Use strong passwords and change them often. A strong password should be at least 12 characters long and include a mix of uppercase and lowercase letters, numbers, and symbols.
Use two-factor authentication whenever possible. This adds an extra layer of security by requiring you to enter a code sent to your phone or email in addition to your password.
Keep your computer and devices updated with the latest security patches and antivirus software.
Always type your bank's web address into your browser yourself instead of clicking on links in emails or text messages.
Monitor your account regularly for any suspicious activity.

By following these tips, you can help protect yourself from online banking fraud and keep your money safe.

Sean Kramer

Consumer Topics